About Us

JP Korpi started K-Factor Advocates as a way to fight for the rights of the policyholder. With extensive experience in both the construction and insurance industries, JP provides a unique perspective as a public adjuster. His team has helped hundreds of clients navigate the insurance claims process and receive fair settlements.

Because of JP’s background in the construction and insurance industries, he has cultivated relationships with professionals in both fields and has a heavily developed knowledge of how the process works on each end. JP’s knowledge of construction and restoration is beneficial in assessing a loss, often recognizing small details that may otherwise get overlooked.

As a public adjuster for the insured, JP’s goal for the K-Factor Advocates team is to help customers recover from catastrophic events by helping them acquire maximum settlements to restore their damaged property. Helping customers receive a fair settlement is the driving force behind the company. In his own words, “I don’t believe anyone should have to settle with an insurance company for less than what they are owed, and they should be fully indemnified in the settlement offer based on policy obligations and state law.”

JP Korpi

As an advocate for those experiencing a loss, JP offers a compassionate approach to the insurance claims process. By helping with negotiations, technical language interpretation and claims estimating, K-Factor Advocates aims to help ease the burden of an otherwise stressful, laborious process.

As a public adjusting firm, K-Factor Advocates represents the policyholders and their rights. Because the insurance company will have a professional adjuster to represent their interest, K-Factor Advocates believes the insured should have the same benefit as well.

K-Factor Advocates emergency response services are available 24 hours a day. Coverage areas include Montana, Idaho, North Dakota, South Dakota, Wisconsin, Minnesota and Michigan.

JP is a member of the Rocky Mountain Association of Public Insurance Adjusters.


Satisfied Clients

We Are Your Advocate To Obtain The Best Possible Insurance Settlement…