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Water and Flood Damage

Water damage and flood damage can often be used interchangeably when they’re actually completely different situations. By considering these forms of damage the same, you’re running the risk of having one of them being excluded under your property insurance policy. One of the most frequent damage claims as reported by the insurance industry is water damage. Some issues that may come along with water damage are sewage backup, leaks from appliances, broken pipes and water entering from an opening in the roof.

In order to receive a fair settlement claim, it’s advisable to hire a professional to help interpret the complex language of insurance policies and who has the prior knowledge of the steps that need to be followed in the claims process. Public Adjuster Montana has a skilled and knowledgeable team to handle your water damage-related claims.

It’s our priority to stay committed to our clients from the beginning until the end of the claims process. Our team brings years of experience to the table and will work diligently to ensure you receive the highest settlement possible. The insurance company’s insurance will represent your interests, and we are here to represent yours.

Water Damage

Public Adjuster Montana consists of experts in insurance field. Analyzing the insurance policy, documenting the loss, outlining important details and negotiating with the insurance company are all steps we will take while handling your insurance claim.

During a difficult situation, as a property owner, deciding what steps to take and how to navigate the claims process can be overwhelming. With water damage comes the fear of potential mold damage, which could turn into a hazardous situation for you and your family. By hiring an experienced public adjuster such as the team at Public Adjuster Montana, you can rest assured that we will carefully analyze every area of your home that could have been affected, preventing the possibility of further damage.

Insurance companies scrutinize their policies to control what they offer to the policyholders. The complex and technical insurance policy language is often difficult to understand. A public adjuster is a professional with expertise in filing insurance claims on behalf of policyholders to obtain a justified settlement claim.
A public adjuster’s job is to carefully assess the damage, document the details, analyze the insurance policy, negotiate with the insurance company based on the findings, and get the best possible outcome for the policyholder.
In order to get the damage properly documented and receive an expedited and maximized settlement claim, you need to hire a public adjuster shortly after the damage has occurred. The insurance companies have expert adjusters that work for their benefit, so hiring a public adjuster could make a huge difference in the amount of money received in your settlement compared with a claim settled without a public adjuster.
Public adjusters are professionals who work for the benefit of the policyholder and receive a percentage of the insurance settlement money after winning the claim. You don’t have to worry about paying a public adjuster upfront, and because the settlement you’ll receive will likely be higher than if you settle without a public adjuster, there’s minimal risk.
The public adjuster should let you know how they are going to handle your case, and they must show credentials or testimonials of their previous work. Working with a licensed public adjuster is key.